Post dating a cheque

So they do have the ability to OCR the date - whether all of them do it or not is another [email protected] Banking is a regulated industry. This is a personal finance site, for you to ask about your finances, and presumably you bank in one country.

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This could potentially incur you charges and cause inconvenience to the recipient.

If you want to make a person-to-person payment on a particular future date it may be preferable to set up a standing order or one-off automated payment using online, mobile or phone banking services.

A cheque is an agreement of payment between two individuals or organizations.

So when you write a cheque, you are agreeing to pay another individual or organization money that you owe them and you are instructing your bank to make that payment.

No specific country, I'm interested in hearing how ANY country's bank handles this.

While there's probably not one single rule, I've had a case where depositing a check failed (through my phone) because I deposited it a day before the date written on it (and it failed because of that).

Here is some helpful information about the use of cheques and how they are processed by financial institutions.

All cheques must be processed – or cleared and settled – through the payments system. When you deposit a cheque into your account, your bank will send the cheque to the bank of the person who wrote the cheque.

There are no specific rules on how banks deal with post-dated cheques if they are paid in before the due date.

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